The finest in residential construction mortgage products.

New Construction Loans - Serving Builders in Minnesota, Wisconsin, North dakota, South Dakota, Iowa and nebraska

American Land & Capital, LLC (ALC) is a residential new construction mortgage lender, offering a very high level of personal service that is fast, flexible and convenient.  Through years of working with builders, we have come to recognize there are many challenges facing your construction projects.  We aim to simplify and ease the new construction loan process.

We specialize in helping builders conserve their working capital and improve their cash flow by structuring financing terms tailored specifically to their needs. We design each agreement to help you succeed.  While we recognize that the funds are a necessity to your project, we also realize your time is equally as valuable and if we can save you time, we will also save you money.

We have a variety of products for builders who either own the lot or want to purchase it, builders who have good credit or blemished credit, and builders who plan and desire to grow with us.  One of the benefits of ALC is the ability to grow your business allowing you to build more homes per year. This allows our builders to take advantage of hot markets before they cool off.

Products we offer:

  1. Model Loans
  2. Spec Loans
  3. Presold loans
  4. Revolving loans

Let us help with your residential new construction loan.

Step 1 - New Construction Financing Process

Step 2 - Loan Requirements

Step 3 - Mortgage Application

New Customer

Securing appropriate funding for your project is an essential component of getting your project under way.  At ALC, we specialize in construction financing, lot acquisition and development loans, rehab loans, and secured loans for your business purposes.  We expedite all loan requests, often with an answer the same day. Construction draws are made incrementally and are paid on a daily basis. It's fast, flexible, and convenient. With the construction lending services and competitive pricing offered, we can be a valuable asset to your business.

We offer:

  1. Asset-based lending
  2. No appraisal
  3. No credit requirement
  4. No inspection fees
  5. No draw fees
  6. Flexible draw schedule
  7. Interest only payments

For new customers, click here for a checklist to get you on your way to becoming one of our preferred builders.

Existing Customers

For existing customers, click here to begin a new loan application.

Contact American Land & Capital, LLC for new construction mortgages in Minnesota, Wisconsin, North Dakota, South Dakota, Iowa, and Nebraska at 651.289.6400 today.

AMERICAN LAND & CAPITAL providing construction mortgage loan financing for builders, remodelers and land developers in Minnesota, Wisconsin, North Dakota, South Dakota, Iowa, and Nebraska. Call AMERICAN LAND & CAPITAL for construction mortgages in the upper midwest, (651) 289-6400.

AMERICAN LAND & CAPITAL services include New Home Construction Mortgages, Construction Loans, Builder Loans, Rehab / Flipping Financing Loans, Lot / Land Lending, Land Loans, Lot Loans, Development Loans, Hard Money Loans, and Cash For Business.