We are a Residential Construction Mortgage Loan Lender


New Construction Mortgage

As former builders, we understand your wants and needs. We expedite all loan requests. Simply submit a plan, cost statement and plat map, along with a loan request - we'll have an answer the same day.


Rehab - Flipping Loan

Have you found that “almost perfect” home in the right location that is selling at a reduced price because it needs a little rehab work? We will help you with every step. Or are you an investor seeking a construction loan to Flip house? We can help.


Lot/Land Development

Lot acquisition and land development loans give our customers the financial backing they need to purchase a quantity of lots in their high demand projects that require cash at purchase.

The finest in residential construction mortgage products.

American Land & Capital - Serving Builders in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida

American Land & Capital, LLC (ALC) is a residential new home construction mortgage lender offering a very high level of personal service that is fast, flexible and convenient.  Through years of working with builders, we have come to recognize there are many challenges facing your construction projects.  We aim to simplify and ease the construction mortgage loan process.

Helping Builders Conserve Money with Construction Mortgage Loans

We specialize in helping builders conserve their working capital and improve their cash flow by structuring mortgage financing terms tailored specifically to their needs. We design each agreement to help you succeed.  While we recognize that the funds are a necessity to your project, we also realize your time is equally as valuable and if we can save you time, we will also save you money.

Our mortgage company was founded with the goal of providing transparency and efficacy from your initial consultation to your mortgage closing and everything in between.

Through innovative options and strategic lender relationships, we strive to provide the best possible mortgage financing solutions for you.

Why ALC?

  1. Well capitalized
  2. Asset-based loans
  3. Quick mortgage closings
  4. Creative funding solutions
  5. Impeccable service

Contact American Land & Capital, LLC for home / lot / rehab / flipping construction mortgages in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida at 651.289.6400 today.

AMERICAN LAND & CAPITAL providing construction mortgage loan financing for builders, remodelers and land developers in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida. Call AMERICAN LAND & CAPITAL for construction mortgages in the upper midwest, (651) 289-6400.

AMERICAN LAND & CAPITAL services include New Home Construction Mortgages, Construction Loans, Builder Loans, Rehab / Flipping Financing Loans, Lot / Land Lending, Land Loans, Lot Loans, Development Loans, Hard Money Loans, and Cash For Business.