The finest in residential construction mortgage products.

Lot acquisition and Land Development Loans - Serving Builders in Minnesota, wisconsin, North dakota, South Dakota, and Florida

ALC understands that the purchase of land for development of real estate and acquiring financing for it should not make the task even more challenging.  The ability to move forward on a new project is often times tied directly to your ability to secure financing.

No matter if you are interested in developing land or purchasing developed lots, funding the project with cash is not always possible.  And even if you do have the cash on hand, using this money may not make good financial sense.  Instead, you can take advantage of a development or lot acquisition loan as a way of keeping your cash free.

We can handle everything for you and we are committed to moving quickly in order to keep you on schedule, no matter if your plans are for a residential community development or lot acquisitions.  We treat each loan request with the urgency and attention.

ALC offers land loans and financing programs for residential developments and financing for lot purchase / take-down schedules

  1. Acquisitions
  2. Development
  3. Lot Sales Programs – builder pool to assist with ‘sharing’ lots
  4. Refinance

Let us help with your residential lot acquisition and land loans.

Step 1 - Lot / Land Development Financing Process

Step 2 - Loan Requirements

Step 3 - Mortgage Application

New Customer

Securing appropriate funding for your project is an essential component of getting your project under way.  At ALC, we specialize in construction financing, lot acquisition and development loans, rehab loans, and secured loans for your business purposes.  We expedite all loan requests, often with an answer the same day. Construction draws are made incrementally and are paid on a daily basis. It's fast, flexible, and convenient. With the construction lending services and competitive pricing offered, we can be a valuable asset to your business.

We offer:

  1. Asset-based lending
  2. No appraisal
  3. No credit requirement
  4. No inspection fees
  5. No draw fees
  6. Flexible draw schedule
  7. Interest only payments

For new customers, click here for a checklist to get you on your way to becoming one of our preferred builders.

Existing Customers

For existing customers, click here to begin a new loan application.

Contact American Land & Capital LLC, for lot and land mortgages in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida at 651.289.6400 today.

AMERICAN LAND & CAPITAL providing construction mortgage loan financing for builders, remodelers and land developers in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida. Call AMERICAN LAND & CAPITAL for construction mortgages in the upper midwest, (651) 289-6400.

AMERICAN LAND & CAPITAL services include New Home Construction Mortgages, Construction Loans, Builder Loans, Rehab / Flipping Financing Loans, Lot / Land Lending, Land Loans, Lot Loans, Development Loans, Hard Money Loans, and Cash For Business.